"Trusted partner for small businesses"

No products in the basket.

/ Pay By SMS
Pay by SMS

Payments made easy

Get paid quickly without needing to use a card terminal. Pay by SMS is the tool you need to make your business thrive.

No terminals.
No contracts.
No monthly fees


Per month, forever.

Pay by SMS
Get it on App StoreGet it on Google Play
A new way to get paid - with no terminal and no contract, just use your smartphone.
Accept payments from 1.49% fee per transaction - anytime, anywhere.

A simple way to get paid - send your customer a SMS through our app.

Your customer opens the SMS message and fills in their card details and you're paid!

Pay by SMS
Let's get started
No Terminal Needed
Sign up in minutes, take instant payments via your smartphone.
No Chargebacks
Customer enters card payments themselves on their own smartphone - removing the risk of claiming they didn't make the payment. 

One app, no card terminal

Available on Google StoreAvailable in APP Store
Pay by SMS - One APP No Card No Terminal
Simply download the free Pay By SMS app from the Apple App Store or Google Playfor getting paid quickly without needing to use a card terminal.

More ways to drive up your business

All these features are accessible when you sign up to Pay By SMS.

No Card Machine

Make your life easier by removing the hassle and cost of an expensive card machine.
Gas APP Payment by SMS

Send An SMS

Whether you're taking deposits or complete payments, send an SMS to get paid securely.
Gass APP send an SMS

No Contracts

Take payments with no subscription or monthly costs and sell to customers anytime.
Gass APP no Contracts
Let's get started

Our transaction fees

No terminals.
No contracts.
No monthly fees


Per month, forever.

Consumer Cards

+ 50p transaction fee.

All Other Cards

+ 50p transaction fee.


PCI Charges


Online Account Access


Setup Charges


Monthly Service Charge


Transaction Fees


Features and Benefits

Faster Settlements

Not Applicable

Telephone Payments

Not Applicable

Setup Charges


Settlement Time

Next Working Day

Setup Time

5 - 7 Working Days

Pay By Email



Not Applicable

Recurring Payments

Not Applicable

24/7 Support


Delivery Time

Next Working Day

Here's What You Will Need

Proof Of Identity

Proof of Identity - Either
Option 1. Driving License or
Option 2. Passport and Domestic Utility Bill (within the last 3 months)

Proof Of Business

We need a scanned copy of a Business Utility Bill or a Business Supplier invoice dated within the last 3 months.

Proof Of Business Bank

Business Banking cheque book or a Business Bank statement (3 months in date).
Once the order is confirmed, we will send you a follow up email, where you can upload your ID's. We will be in contact, if we do require any additional details.

Why Novus Pay?

Wide selection of payment solutions


UK based tech support 24/7


Comprehensive fraud protection


Novus Pay is a sponsor of Gas App. We have multiple payment solutions, so if this solution isn't what you're looking for - then try our Deal Finder. If you take card payments then use our Switch and Save service, or give us your details and we'll find you a deal.
  • Trusted Customer

    Very satisfied and impressed at how easily and quick my issue was resolved. Wonderful customer service. Very good experience. Would highly recommend.
    Trusted Customer
  • Trusted Customer

    Great customer service, I was kept updated all the through the process and switching from my current provider was easy.
    Trusted Customer

Card Payment

We support all major card providers.

Union Pay
V Pay
Ready to get started?
Talk to us today
Novus Pay
We provide solutions from card, mobile and countertop terminals through to virtual payments, epos systems and pay by phone. All our solutions integrate easily and seamlessly into your business - making taking card payments easy.


Novus Pay Limited is directly authorised and regulated by the Financial Conduct Authority under firm reference number 824104. Details of such authorisation can be checked on the FCA’s register by visiting the FCA’s website or by contacting the FCA on 0800 111 6768.
Copyright © 2023 Novus Pay
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram