MOTO stands for Mail Order Telephone Order. MOTO payments are made via virtual terminals and are suitable for telephone-based businesses where no face-to-face transactions occur. These solutions are for businesses whose payments are processed remotely. In all cases, the cardholder is not present. MOTO solutions are suitable for businesses taking any payments by mail or telephone order, such as takeaways, insurance brokers, accountants and solicitors. You can accept payments by using a traditional electronic terminal, or alternatively, we can provide you with a virtual terminal so that payments can be processed via a web-based application.